No-fee Loan

Apply for a No-fee Loan for all your needs, and don't postpone your needs. Apply now to take advantage of the No-fee General Purpose Loan or all other loan options of 15.000 TL or more.

 

Loan Amount (TL)	Interest Rate(%)	Term	Installment (TL)	Allocation Fee(TL)	Total Fees including Insurance and Tax(TL)	Total Monthly Cost Rate(%)	Total Annual Cost Rate(%)
15.000	1,44	36 months	563,09	0	150,00	1,79	21,48
20.000	1,42	36 months	747,84	0	200,00	1,77	21,24
25.000	1,42	36 months	934,81	0	250,00	1,77	21,24

No-fee loan is valid for general purpose loans of 15.000 TL or more, and the allocation fee is 0 TL. Within the scope of the campaign, general purpose loans of up to 100.000 TL can be taken out from branches, and up to 15.000 TL through Internet Banking, with terms up to 36 months. Application with only identity card is valid for internet banking users. Public servant identity card is also required from our teacher, soldier, police or doctor customers. Application with only identity card is not valid for our customers who are subject to private Retirement Fund. “Total Fees including Insurance and Tax” consist of allocation fee, tax, and insurance premiums. The insurance premium may vary according to age and collateral. Our bank reserves the right to change the interest rate, fee amounts and terms. Before signing the documents for the loan, you will be provided an information form that contains information about the fees, commissions and campaign terms and conditions. To take out a loan through Internet Banking, the applicant must be a Turkish Citizen and a Garanti customer, and must have his/her identity card information and signature in the bank system. After the approval of the application made through Internet Banking, the documents related to the loan can be viewed. The applicant may be requested to submit a payroll stub, income document, SGK web document, or letter of income. In all document requests, and in the case that the customer wants to purchase insurance from a company other than our bank's agent, the customer must complete the loan procedure by coming to our bank. The conditions of this campaign may vary according to the risk status of the customer. This campaign cannot be combined with other campaigns of our bank.